What is Afterpay?

Afterpay is a revolutionary payment method that allows you to shop now and pay later. With Afterpay, your purchase will be divided into 4 manageable payments, due every 2 weeks.
Certainly! Here's the revised "How Does It Work?" section, focusing solely on online shopping:

How Does It Work? 

1. **Shop & Checkout**: Browse our collection and choose Afterpay as your payment method during checkout. If you're a first-time user, you'll need to create an Afterpay account with an instant approval decision. Returning customers can simply log in.
2. **Online Orders**: Once you've selected your items and chosen Afterpay at checkout, your products will be shipped to you. You can always log into your Afterpay account to view your payment schedule or make early payments.
3. **Payment**: You'll pay 25% of the purchase price at the time of ordering. The remaining amount is split into three payments, made every two weeks.

Key Features of Afterpay:  

- No Interest or Upfront Fees: If you pay on time, there are no interest charges or upfront fees.
- Late Fees: We aim to avoid late fees by sending reminders before the due date. However, if payments are missed, a capped late fee of 25% applies for orders below $40. For orders of $40 or above, an initial $10 partial late fee is charged, with an additional fee (up to $7) if the payment remains unpaid after seven days. The maximum late fee is $68.
- Credit Score: Using Afterpay won't affect your credit score. We don't conduct credit checks or report late payments.
- First Payment: This is typically 25% of the total purchase price. Sometimes, a pre-authorization check is run to ensure your card is valid. This might appear as a second payment but will be voided shortly.
- Spending Limit: If your order exceeds your Afterpay-approved limit, the first payment might be higher. Afterpay will always show you the payment breakdown before you finalize the purchase.

Things to Consider for Approval:  

- Sufficient funds for the first installment.
- Your history with Afterpay.
- Outstanding repayments.
- Order value.
- Number of open orders.

Our Commitment:  

We believe in responsible spending. Not all orders are approved by Afterpay as they consider various factors, including your history with them and the number of open orders. We understand the approval process can be puzzling, but these guidelines help ensure responsible use of Afterpay.

Questions?

If you have any queries or need assistance, please contact us here.